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Dawson County Conventional Mortgage Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Dawson County, Montana based on real HMDA transaction records.

Loan Details

Dawson County, MT Benchmarks

Conventional averages
Typical Property Value$256,299
Average Down Payment20.8%
Average Interest Rate7.294%
Effective Tax Rate1.00%
Median Tax Paid$2,110/yr
Tax Growth (Historical)-6.9%
Based on 77 regional loans totaling $11,115,000 (HMDA database).
$
%

$53,310 down · $202,989 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$214 / month

$

Annual premium

$

Per month

%

Not required at 20%+ down

Estimated Monthly Payment

$1,754/mo

  • Principal & Interest$1,390
  • Property Tax$214
  • Home Insurance$150
Amortization · Remaining Balance

Loan Amount

$202,989

Total Interest

$297,502

Total of Payments

$500,491

Local Market Insights

Dawson County Conventional Mortgage Overview

Dawson County’s conventional loan data reveals a market of strong, equity-focused buyers. The 20.82% average down payment and 79.18% LTV ratio indicate borrowers typically avoid PMI from the start, as they have over 20% equity. With a 7.294% rate and $256,299 average property value, monthly costs are manageable. The 1.00% effective tax rate is modest, and the -6.9% inflation-adjusted tax change provides a slight affordability boost. For those using a conventional mortgage with taxes in Dawson County, MT, this lower tax burden helps offset high interest. Given the 100% primary occupancy rate, this is a stable owner-occupied market with low default risk.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.