Privacy Policy

At Mortgage Data Labs (accessible from mortgagedatalabs.com), one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Mortgage Data Labs and how we use it.

1. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

2. Calculator Data & Information We Collect

All calculations performed on Mortgage Data Labs run entirely in your web browser (client-side). We do not collect, transmit, store, or share any financial information, loan terms, home values, or mortgage figures you enter into our calculators. Your calculations are private to you.

3. Google AdSense & Third-Party Advertising

We use Google AdSense and third-party vendors for website monetization and advertising placement. Please review the following notices regarding third-party vendors:

• Google, as a third-party vendor, uses cookies to serve ads on Mortgage Data Labs.
• Google's use of advertising cookies enables it and its partners to serve ads to our visitors based on their visit to Mortgage Data Labs and/or other sites on the Internet.
• Users may opt out of personalized advertising by visiting Google's ad settings at adssettings.google.com.
• Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

4. Log Files & Web Analytics

Mortgage Data Labs follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

5. CCPA & GDPR Privacy Rights

Under privacy laws including CCPA and GDPR, you have the right to request disclosure of categories of personal data collected, request deletion of personal data, and object to the selling/sharing of personal data.

Since we do not collect personal financial details or PII, no data is sold or shared. If you make a request, we have one month to respond to you. Please contact us if you would like to exercise any of these rights.

6. Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. Mortgage Data Labs does not knowingly collect any Personal Identifiable Information from children under the age of 13.

7. Contacting Us

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us through our Contact Page.