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Price County Conventional Mortgage Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Price County, Wisconsin based on real HMDA transaction records.

Loan Details

Price County, WI Benchmarks

Conventional averages
Typical Property Value$259,980
Average Down Payment28.2%
Average Interest Rate6.715%
Effective Tax Rate1.17%
Median Tax Paid$2,150/yr
Tax Growth (Historical)-1.2%
Based on 251 regional loans totaling $36,285,000 (HMDA database).
$
%

$73,314 down · $186,666 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$253 / month

$

Annual premium

$

Per month

%

Not required at 20%+ down

Estimated Monthly Payment

$1,609/mo

  • Principal & Interest$1,206
  • Property Tax$253
  • Home Insurance$150
Amortization · Remaining Balance

Loan Amount

$186,666

Total Interest

$247,405

Total of Payments

$434,070

Local Market Insights

Price County Conventional Mortgage Overview

In Price County, the 28.22% average down payment on a Conventional loan significantly reduces risk, as the 71.78% loan-to-value (LTV) ratio places buyers well below the 80% threshold needed to avoid Private Mortgage Insurance (PMI). This strong equity position, combined with a 100% owner-occupancy rate, indicates a market of financially stable primary residents. The effective 1.17% property tax rate on a $259,980 home is moderate, and the recent -1.2% inflation-adjusted tax shift provides slight monthly relief. When using a conventional mortgage calculator with taxes in Price County, WI, or exploring a conventional mortgage calculator with PMI and taxes in Price County, Wisconsin, this high down payment means PMI is typically not a factor, lowering true monthly costs compared to national averages.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.