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Little River County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Little River County, Arkansas based on real HMDA transaction records.

Loan Details

Little River County, AR Benchmarks

FHA averages
Typical Property Value$172,632
Average Down Payment8.8%
Average Interest Rate6.506%
Effective Tax Rate0.47%
Median Tax Paid$566/yr
Tax Growth (Historical)0.0%
Based on 38 regional loans totaling $5,860,000 (HMDA database).
$
%

$15,192 down · $157,440 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$68 / month

$

Annual premium

$

Per month

%

$67 / month

Estimated Monthly Payment

$1,298/mo

  • Principal & Interest$1,014
  • Property Tax$68
  • Home Insurance$150
  • FHA MIP$67
Amortization · Remaining Balance

Financed Loan Amount

$160,196

Total Interest

$204,700

Total of Payments

$364,896

*Includes financed FHA Upfront MIP of $2,755

Local Market Insights

Little River County FHA Mortgage Overview

For Little River County homebuyers, the 8.77% average down payment on FHA loans (with a 91.23% LTV) provides accessible entry, but requires mandatory Mortgage Insurance Premiums (MIP) for the loan’s life, regardless of equity. This FHA structure suits those with sub-620 credit. The 0.47% effective property tax rate, with no inflation-adjusted change (0.0%), keeps monthly costs stable. All data reflects 100% owner-occupied purchases, not investments, making the FHA loan with PMI and taxes in Little River County, AR a predictable tool for affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.