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Marion County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Marion County, Arkansas based on real HMDA transaction records.

Loan Details

Marion County, AR Benchmarks

FHA averages
Typical Property Value$208,333
Average Down Payment15.4%
Average Interest Rate6.295%
Effective Tax Rate0.49%
Median Tax Paid$775/yr
Tax Growth (Historical)-7.5%
Based on 69 regional loans totaling $10,965,000 (HMDA database).
$
%

$32,083 down · $176,250 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$85 / month

$

Annual premium

$

Per month

%

$75 / month

Estimated Monthly Payment

$1,419/mo

  • Principal & Interest$1,109
  • Property Tax$85
  • Home Insurance$150
  • FHA MIP$75
Amortization · Remaining Balance

Financed Loan Amount

$179,334

Total Interest

$219,856

Total of Payments

$399,190

*Includes financed FHA Upfront MIP of $3,084

Local Market Insights

Marion County FHA Mortgage Overview

For Marion County homebuyers, the 15.41% average down payment on an FHA loan provides accessible entry but triggers mandatory Mortgage Insurance Premiums (MIP) for the loan's life. With an 84.59% Loan-to-Value (LTV) ratio, this data reflects owner-occupied purchases, ideal for those with sub-620 credit. The effective property tax rate of 0.49% is low, and the recent -7.5% inflation-adjusted tax change further reduces monthly costs. When evaluating an FHA loan calculator with PMI and taxes in Marion County, AR, this low tax burden and high LTV profile suggest stable affordability, though MIP remains a permanent cost.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.