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Van Buren County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Van Buren County, Arkansas based on real HMDA transaction records.

Loan Details

Van Buren County, AR Benchmarks

FHA averages
Typical Property Value$185,667
Average Down Payment10.2%
Average Interest Rate6.430%
Effective Tax Rate0.45%
Median Tax Paid$581/yr
Tax Growth (Historical)+0.3%
Based on 75 regional loans totaling $12,235,000 (HMDA database).
$
%

$18,938 down · $166,729 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$70 / month

$

Annual premium

$

Per month

%

$71 / month

Estimated Monthly Payment

$1,355/mo

  • Principal & Interest$1,064
  • Property Tax$70
  • Home Insurance$150
  • FHA MIP$71
Amortization · Remaining Balance

Financed Loan Amount

$169,647

Total Interest

$213,568

Total of Payments

$383,215

*Includes financed FHA Upfront MIP of $2,918

Local Market Insights

Van Buren County FHA Mortgage Overview

For Van Buren County homebuyers utilizing an FHA loan, the 10.21% down payment on an average $185,667 property provides accessible entry. However, the 89.79% LTV ratio means mandatory Mortgage Insurance Premiums (MIP) are required for the loan’s life, regardless of equity—making this ideal for those with sub-620 credit. The effective property tax rate of 0.45% is low, but the 0.3% inflation-adjusted shift slightly increases monthly costs. When considering an FHA loan with PMI and taxes in Van Buren County, AR, this 100% owner-occupied data confirms a stable, primary residence market.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.