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Crowley County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crowley County, Colorado based on real HMDA transaction records.

Loan Details

Crowley County, CO Benchmarks

FHA averages
Typical Property Value$220,000
Average Down Payment13.9%
Average Interest Rate6.438%
Effective Tax Rate0.32%
Median Tax Paid$521/yr
Tax Growth (Historical)-3.7%
Based on 18 regional loans totaling $3,310,000 (HMDA database).
$
%

$30,580 down · $189,420 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$59 / month

$

Annual premium

$

Per month

%

$80 / month

Estimated Monthly Payment

$1,500/mo

  • Principal & Interest$1,211
  • Property Tax$59
  • Home Insurance$150
  • FHA MIP$80
Amortization · Remaining Balance

Financed Loan Amount

$192,735

Total Interest

$243,088

Total of Payments

$435,823

*Includes financed FHA Upfront MIP of $3,315

Local Market Insights

Crowley County FHA Mortgage Overview

For Crowley County homebuyers, the 13.88% average down payment on an FHA loan provides accessible entry, though mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life regardless of equity. With an 86.12% Loan-to-Value ratio and 100% primary occupancy, this data reflects standard owner-occupied purchases. The 0.32% effective property tax rate and recent -3.7% inflation-adjusted tax shift reduce monthly costs, improving true affordability. When evaluating an FHA loan down payment in Crowley County, Colorado, consider that MIP remains permanent, making this option ideal for those with sub-620 credit scores. The average property value of $220,000 and 6.438% interest rate highlight a stable market with manageable tax impacts.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.