Cassia County FHA Loan Calculator

Cassia County’s FHA market is defined by accessible entry, with a 9.65% down payment on a $323,661 average property and a 90.35% loan-to-value ratio. This low down payment makes FHA loans ideal for buyers with sub-620 credit, but note that mandatory MIP applies for the loan’s life. At a 6.046% rate, the 0.40% effective property tax rate and recent -0.9% inflation-adjusted tax change keep monthly costs relatively stable. For a true picture of affordability, any Cassia County FHA loan analysis with PMI and taxes must account for this permanent MIP burden, a key factor distinguishing it from conventional loans. All data reflects owner-occupied purchases.