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Comanche County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Comanche County, Kansas based on real HMDA transaction records.

Loan Details

Comanche County, KS Benchmarks

FHA averages
Typical Property Value$158,333
Average Down Payment37.9%
Average Interest Rate%
Effective Tax Rate1.93%
Median Tax Paid$1,500/yr
Tax Growth (Historical)+6.3%
Based on 3 regional loans totaling $265,000 (HMDA database).
$
%

$60,008 down · $98,325 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$255 / month

$

Annual premium

$

Per month

%

Not required at 20%+ down

Estimated Monthly Payment

$1,095/mo

  • Principal & Interest$649
  • Property Tax$255
  • Home Insurance$150
  • FHA MIP$42
Amortization · Remaining Balance

Financed Loan Amount

$100,045

Total Interest

$133,556

Total of Payments

$233,602

*Includes financed FHA Upfront MIP of $1,721

Local Market Insights

Comanche County FHA Mortgage Overview

For Comanche County homebuyers utilizing an FHA loan, the 37.92% average down payment—combined with a 62.08% loan-to-value ratio—creates a unique affordability profile. While this substantial down payment reduces principal, FHA rules mandate Mortgage Insurance Premiums (MIP) for the loan’s life, regardless of equity. The 1.93% effective property tax rate, adjusted upward by 6.3% for inflation, significantly impacts monthly costs. When evaluating an FHA loan with PMI and taxes in Comanche County, KS, this tax shift adds roughly $15–$20 monthly on a $158,333 home. All 100% of purchases are owner-occupied, reinforcing this as a stable, primary-residence market. Buyers should weigh total monthly obligations, including permanent MIP, against the low entry barrier for those with sub-620 credit scores.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.