Mortgage Data Labs

Programmatic SEO Local County Calculator

Calculator>Kansas>Haskell County (FHA)

Haskell County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Haskell County, Kansas based on real HMDA transaction records.

Loan Details
Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Haskell County, KS Benchmarks

FHA averages
Typical Property Value$163,333
Average Down Payment3.4%
Average Interest Rate6.580%
Effective Tax Rate1.35%
$
%

FHA loans require a minimum 3.5% down payment.

Estimated Monthly Payment

$1,431/mo

  • Principal & Interest$1,023
  • Property Tax$184
  • Home Insurance$150
  • FHA MIP$74
Amortization · Remaining Balance

Financed Loan Amount

$160,541

Total Interest

$207,807

Total of Payments

$368,348

*Includes financed FHA Upfront MIP of $2,761

Local Market Insights

Haskell County FHA Mortgage Overview

For Haskell County homebuyers, the 3.41% average down payment on an FHA loan provides accessible entry, but the 96.59% Loan-to-Value (LTV) ratio means mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan, making this ideal for those with sub-620 credit. The 1.35% effective property tax rate, with a recent 4.4% inflation-adjusted increase, adds a notable monthly cost. When evaluating an FHA mortgage with property taxes, this tax shift directly impacts true affordability. All data reflects 100% owner-occupied purchases, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.