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Wyandotte County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Wyandotte County, Kansas based on real HMDA transaction records.

Loan Details

Wyandotte County, KS Benchmarks

FHA averages
Typical Property Value$247,298
Average Down Payment11.0%
Average Interest Rate6.423%
Effective Tax Rate1.39%
Median Tax Paid$2,509/yr
Tax Growth (Historical)+8.7%
Based on 706 regional loans totaling $151,550,000 (HMDA database).
$
%

$27,203 down · $220,095 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$286 / month

$

Annual premium

$

Per month

%

$93 / month

Estimated Monthly Payment

$1,933/mo

  • Principal & Interest$1,404
  • Property Tax$286
  • Home Insurance$150
  • FHA MIP$93
Amortization · Remaining Balance

Financed Loan Amount

$223,947

Total Interest

$281,398

Total of Payments

$505,345

*Includes financed FHA Upfront MIP of $3,852

Local Market Insights

Wyandotte County FHA Mortgage Overview

In Wyandotte County, the typical FHA homebuyer puts 11.01% down on a $247,298 property, leveraging an 88.99% LTV ratio. While this down payment is accessible, mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life, even with this equity—making it ideal for buyers with sub-620 credit scores. The 1.39% effective property tax rate, paired with an 8.7% inflation-adjusted increase, significantly impacts monthly affordability. For those using an FHA loan calculator with PMI and taxes in Wyandotte County, KS, this tax shift raises true monthly costs. All data reflects owner-occupied primary residences, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.