Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Louisiana>Bienville Parish (FHA)

Bienville Parish FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Bienville Parish, Louisiana based on real HMDA transaction records.

Loan Details

Bienville Parish, LA Benchmarks

FHA averages
Typical Property Value$225,769
Average Down Payment16.2%
Average Interest Rate6.298%
Effective Tax Rate0.24%
Median Tax Paid$301/yr
Tax Growth (Historical)-2.3%
Based on 26 regional loans totaling $4,550,000 (HMDA database).
$
%

$36,575 down · $189,194 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$45 / month

$

Annual premium

$

Per month

%

$80 / month

Estimated Monthly Payment

$1,467/mo

  • Principal & Interest$1,192
  • Property Tax$45
  • Home Insurance$150
  • FHA MIP$80
Amortization · Remaining Balance

Financed Loan Amount

$192,505

Total Interest

$236,455

Total of Payments

$428,960

*Includes financed FHA Upfront MIP of $3,311

Local Market Insights

Bienville Parish FHA Mortgage Overview

For Bienville Parish homebuyers, the 16.21% down payment on an FHA loan provides accessible entry, though the 83.79% LTV ratio means mandatory Mortgage Insurance Premiums (MIP) are required for the loan’s life—ideal for those with sub-620 credit. This is a primary residence market (100% occupancy). The 0.24% effective property tax rate, with a -2.3% inflation-adjusted decline, lowers true monthly costs. When using an FHA loan calculator with PMI and taxes in Bienville Parish, LA, note that the 6.298% rate and $225,769 average value keep payments manageable despite the permanent MIP.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.