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East Feliciana Parish FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for East Feliciana Parish, Louisiana based on real HMDA transaction records.

Loan Details

East Feliciana Parish, LA Benchmarks

FHA averages
Typical Property Value$259,286
Average Down Payment5.7%
Average Interest Rate6.435%
Effective Tax Rate0.20%
Median Tax Paid$339/yr
Tax Growth (Historical)+0.3%
Based on 42 regional loans totaling $10,130,000 (HMDA database).
$
%

$14,779 down · $244,507 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$43 / month

$

Annual premium

$

Per month

%

$104 / month

Estimated Monthly Payment

$1,858/mo

  • Principal & Interest$1,561
  • Property Tax$43
  • Home Insurance$150
  • FHA MIP$104
Amortization · Remaining Balance

Financed Loan Amount

$248,786

Total Interest

$313,196

Total of Payments

$561,981

*Includes financed FHA Upfront MIP of $4,279

Local Market Insights

East Feliciana Parish FHA Mortgage Overview

For East Feliciana Parish homebuyers using FHA financing, the 5.70% down payment provides accessible entry, but mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life due to the 94.30% LTV. This is ideal for those with sub-620 credit. The 0.20% effective property tax rate and 0.3% inflation-adjusted shift keep monthly costs low, enhancing affordability when evaluating FHA loan terms with PMI and taxes. As 100% of purchases are owner-occupied, this data reflects standard homebuyers, not investors.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.