Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Louisiana>Sabine Parish (FHA)

Sabine Parish FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Sabine Parish, Louisiana based on real HMDA transaction records.

Loan Details

Sabine Parish, LA Benchmarks

FHA averages
Typical Property Value$242,600
Average Down Payment13.5%
Average Interest Rate6.468%
Effective Tax Rate0.25%
Median Tax Paid$484/yr
Tax Growth (Historical)-5.2%
Based on 75 regional loans totaling $14,835,000 (HMDA database).
$
%

$32,751 down · $209,849 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$51 / month

$

Annual premium

$

Per month

%

$89 / month

Estimated Monthly Payment

$1,635/mo

  • Principal & Interest$1,345
  • Property Tax$51
  • Home Insurance$150
  • FHA MIP$89
Amortization · Remaining Balance

Financed Loan Amount

$213,521

Total Interest

$270,819

Total of Payments

$484,341

*Includes financed FHA Upfront MIP of $3,672

Local Market Insights

Sabine Parish FHA Mortgage Overview

For Sabine Parish homebuyers using an FHA loan, the 13.48% average down payment requires mandatory Mortgage Insurance Premiums (MIP) for the loan’s life, regardless of equity. With a median loan-to-value (LTV) of 86.52%, this reflects accessible entry for owner-occupants, including those with sub-620 credit scores. The effective property tax rate of 0.25% and a -5.2% inflation-adjusted tax shift lower true monthly costs, enhancing affordability. When evaluating your FHA loan with PMI and taxes in Sabine Parish, LA, this low tax burden offsets the permanent MIP, making the local market favorable for first-time buyers seeking stable payments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.