Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Louisiana>Webster Parish (FHA)

Webster Parish FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Webster Parish, Louisiana based on real HMDA transaction records.

Loan Details

Webster Parish, LA Benchmarks

FHA averages
Typical Property Value$178,952
Average Down Payment6.9%
Average Interest Rate6.462%
Effective Tax Rate0.29%
Median Tax Paid$412/yr
Tax Growth (Historical)-0.6%
Based on 124 regional loans totaling $20,510,000 (HMDA database).
$
%

$12,348 down · $166,604 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$43 / month

$

Annual premium

$

Per month

%

$71 / month

Estimated Monthly Payment

$1,331/mo

  • Principal & Interest$1,067
  • Property Tax$43
  • Home Insurance$150
  • FHA MIP$71
Amortization · Remaining Balance

Financed Loan Amount

$169,520

Total Interest

$214,609

Total of Payments

$384,129

*Includes financed FHA Upfront MIP of $2,916

Local Market Insights

Webster Parish FHA Mortgage Overview

Webster Parish homebuyers using FHA loans benefit from a highly accessible 6.90% down payment on an average property value of $178,951.61. With a 93.10% Loan-to-Value ratio, mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan, making this ideal for those with sub-620 credit. The effective property tax rate of 0.29% is exceptionally low, and the recent -0.6% inflation-adjusted tax change further reduces monthly burdens. This data, reflecting 100% primary occupancy, indicates a stable, low-risk market where FHA financing with PMI and taxes remains affordable.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.