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Crow Wing County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crow Wing County, Minnesota based on real HMDA transaction records.

Loan Details

Crow Wing County, MN Benchmarks

FHA averages
Typical Property Value$302,857
Average Down Payment13.6%
Average Interest Rate6.309%
Effective Tax Rate0.72%
Median Tax Paid$2,283/yr
Tax Growth (Historical)+2.5%
Based on 182 regional loans totaling $46,310,000 (HMDA database).
$
%

$41,189 down · $261,668 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$182 / month

$

Annual premium

$

Per month

%

$111 / month

Estimated Monthly Payment

$2,092/mo

  • Principal & Interest$1,650
  • Property Tax$182
  • Home Insurance$150
  • FHA MIP$111
Amortization · Remaining Balance

Financed Loan Amount

$266,248

Total Interest

$327,657

Total of Payments

$593,905

*Includes financed FHA Upfront MIP of $4,579

Local Market Insights

Crow Wing County FHA Mortgage Overview

For Crow Wing County homebuyers using an FHA loan, the 13.64% average down payment and 86.36% loan-to-value ratio offer accessible entry, but require mandatory Mortgage Insurance Premiums (MIP) for the loan’s life—ideal for those with sub-620 credit. With an effective property tax rate of 0.72% and a 2.5% inflation-adjusted tax shift, monthly affordability is tighter; a Crow Wing County FHA mortgage analysis with property taxes must factor this recurring cost. As 100% of buyers purchase primary residences, this data reflects owner-occupant risk profiles, not investors.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.