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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Missouri based on real HMDA transaction records.

Loan Details

Crawford County, MO Benchmarks

FHA averages
Typical Property Value$231,081
Average Down Payment13.0%
Average Interest Rate6.505%
Effective Tax Rate0.51%
Median Tax Paid$972/yr
Tax Growth (Historical)-6.7%
Based on 74 regional loans totaling $14,200,000 (HMDA database).
$
%

$30,041 down · $201,040 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$98 / month

$

Annual premium

$

Per month

%

$85 / month

Estimated Monthly Payment

$1,626/mo

  • Principal & Interest$1,293
  • Property Tax$98
  • Home Insurance$150
  • FHA MIP$85
Amortization · Remaining Balance

Financed Loan Amount

$204,559

Total Interest

$260,903

Total of Payments

$465,462

*Includes financed FHA Upfront MIP of $3,518

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers, the 12.99% average down payment on an FHA loan provides accessible entry, but note that mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan regardless of equity. With a high 87.01% loan-to-value ratio and all purchases as primary residences, this market favors buyers with sub-620 credit scores seeking owner-occupied financing. The effective property tax rate of 0.51% is low, and the recent -6.7% inflation-adjusted tax change improves monthly affordability. When evaluating an FHA loan with PMI and taxes in Crawford County, MO, the low tax burden partially offsets the permanent MIP cost.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.