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Maries County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Maries County, Missouri based on real HMDA transaction records.

Loan Details

Maries County, MO Benchmarks

FHA averages
Typical Property Value$229,839
Average Down Payment10.7%
Average Interest Rate6.674%
Effective Tax Rate0.45%
Median Tax Paid$1,115/yr
Tax Growth (Historical)-0.6%
Based on 31 regional loans totaling $6,175,000 (HMDA database).
$
%

$24,593 down · $205,246 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$86 / month

$

Annual premium

$

Per month

%

$87 / month

Estimated Monthly Payment

$1,667/mo

  • Principal & Interest$1,343
  • Property Tax$86
  • Home Insurance$150
  • FHA MIP$87
Amortization · Remaining Balance

Financed Loan Amount

$208,838

Total Interest

$274,798

Total of Payments

$483,636

*Includes financed FHA Upfront MIP of $3,592

Local Market Insights

Maries County FHA Mortgage Overview

In Maries County, the typical FHA buyer puts down 10.70%, significantly less than the conventional 20%, making homeownership accessible. However, with a median loan-to-value (LTV) of 89.30%, the mandatory Mortgage Insurance Premium (MIP) is required for the loan's life, a key factor when using an FHA loan calculator with PMI and taxes in Maries County, MO. The effective property tax rate is a low 0.45%, and the recent -0.6% inflation-adjusted shift provides slight monthly relief. For those seeking Maries County FHA loan limits and tax considerations, this data confirms a stable owner-occupied market where the lower entry cost offsets the permanent MIP requirement.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.