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Teton County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Teton County, Montana based on real HMDA transaction records.

Loan Details

Teton County, MT Benchmarks

FHA averages
Typical Property Value$238,636
Average Down Payment12.2%
Average Interest Rate6.060%
Effective Tax Rate0.72%
Median Tax Paid$1,987/yr
Tax Growth (Historical)-0.1%
Based on 11 regional loans totaling $2,235,000 (HMDA database).
$
%

$29,114 down · $209,522 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$143 / month

$

Annual premium

$

Per month

%

$89 / month

Estimated Monthly Payment

$1,668/mo

  • Principal & Interest$1,286
  • Property Tax$143
  • Home Insurance$150
  • FHA MIP$89
Amortization · Remaining Balance

Financed Loan Amount

$213,189

Total Interest

$249,919

Total of Payments

$463,108

*Includes financed FHA Upfront MIP of $3,667

Local Market Insights

Teton County FHA Mortgage Overview

In Teton County, the FHA loan data reveals an accessible market for owner-occupants. With a 12.20% down payment on an average $238,636 property, buyers benefit from lower upfront costs, but must account for mandatory Mortgage Insurance Premiums (MIP) for the loan’s life—critical when using an FHA loan calculator with PMI and taxes in Teton County, MT. The 87.80% Loan-to-Value ratio confirms limited equity at purchase. The 0.72% effective property tax rate, coupled with a -0.1% inflation-adjusted decline, slightly eases monthly affordability. For those exploring Teton County FHA loan limits and tax calculator tools, this data underscores that MIP is permanent, making it ideal for lower-credit-score buyers.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.