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Burleigh County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Burleigh County, North Dakota based on real HMDA transaction records.

Loan Details

Burleigh County, ND Benchmarks

FHA averages
Typical Property Value$327,960
Average Down Payment7.5%
Average Interest Rate6.185%
Effective Tax Rate0.85%
Median Tax Paid$2,863/yr
Tax Growth (Historical)+0.5%
Based on 223 regional loans totaling $66,985,000 (HMDA database).
$
%

$24,597 down · $303,363 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$232 / month

$

Annual premium

$

Per month

%

$129 / month

Estimated Monthly Payment

$2,397/mo

  • Principal & Interest$1,887
  • Property Tax$232
  • Home Insurance$150
  • FHA MIP$129
Amortization · Remaining Balance

Financed Loan Amount

$308,672

Total Interest

$370,474

Total of Payments

$679,145

*Includes financed FHA Upfront MIP of $5,309

Local Market Insights

Burleigh County FHA Mortgage Overview

For Burleigh County homebuyers using an FHA loan with a 7.53% down payment and a 92.47% loan-to-value (LTV) ratio, the mandatory Mortgage Insurance Premium (MIP) applies for the loan’s life, making this ideal for those with sub-620 credit scores seeking accessible entry. The 0.85% effective property tax rate, with a 0.5% inflation-adjusted increase, adds roughly $27 monthly on the $327,959 average property value, impacting true affordability. This data, reflecting 100% owner-occupied primary residences, shows that while the FHA loan down payment in Burleigh County, North Dakota, eases upfront costs, buyers must factor in long-term MIP and property taxes when assessing their Burleigh County FHA mortgage with property taxes.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.