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Cass County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Cass County, Nebraska based on real HMDA transaction records.

Loan Details

Cass County, NE Benchmarks

FHA averages
Typical Property Value$268,256
Average Down Payment10.6%
Average Interest Rate6.217%
Effective Tax Rate1.29%
Median Tax Paid$3,652/yr
Tax Growth (Historical)-0.1%
Based on 86 regional loans totaling $20,050,000 (HMDA database).
$
%

$28,435 down · $239,821 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$288 / month

$

Annual premium

$

Per month

%

$102 / month

Estimated Monthly Payment

$2,038/mo

  • Principal & Interest$1,498
  • Property Tax$288
  • Home Insurance$150
  • FHA MIP$102
Amortization · Remaining Balance

Financed Loan Amount

$244,018

Total Interest

$295,155

Total of Payments

$539,172

*Includes financed FHA Upfront MIP of $4,197

Local Market Insights

Cass County FHA Mortgage Overview

In Cass County, the 10.57% average down payment on FHA loans provides accessible entry for primary residence buyers. However, with a median 89.43% loan-to-value ratio, the mandatory Mortgage Insurance Premium (MIP) applies for the loan's life, making this ideal for those with sub-620 credit. The effective 1.29% property tax rate, combined with a -0.1% inflation-adjusted change, offers slight monthly relief. For those exploring Cass County FHA loan limits and tax considerations, this data confirms stable affordability for owner-occupied homes.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.