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Chase County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Chase County, Nebraska based on real HMDA transaction records.

Loan Details
Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Chase County, NE Benchmarks

FHA averages
Typical Property Value$175,000
Average Down Payment4.9%
Average Interest Rate6.558%
Effective Tax Rate1.02%
$
%

$8,575 down · $166,425 financed

Estimated Monthly Payment

$1,453/mo

  • Principal & Interest$1,077
  • Property Tax$149
  • Home Insurance$150
  • FHA MIP$78
Amortization · Remaining Balance

Financed Loan Amount

$169,337

Total Interest

$218,389

Total of Payments

$387,727

*Includes financed FHA Upfront MIP of $2,912

Local Market Insights

Chase County FHA Mortgage Overview

In Chase County, the 4.88% weighted down payment on a $175,000 FHA loan provides accessible entry for buyers, but the 95.12% LTV ratio means mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan—ideal for those with sub-620 credit. The 1.02% effective property tax rate, combined with a -4.1% inflation-adjusted tax decrease, slightly improves monthly affordability. For an FHA loan calculator with PMI and taxes in Chase County, NE, note that these loans are exclusively for primary residences, as all buyers here are owner-occupants.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.