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Deuel County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Deuel County, Nebraska based on real HMDA transaction records.

Loan Details
Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Deuel County, NE Benchmarks

FHA averages
Typical Property Value$183,889
Average Down Payment14.9%
Average Interest Rate6.460%
Effective Tax Rate1.33%
$
%

$27,399 down · $156,490 financed

Estimated Monthly Payment

$1,422/mo

  • Principal & Interest$1,002
  • Property Tax$204
  • Home Insurance$150
  • FHA MIP$66
Amortization · Remaining Balance

Financed Loan Amount

$159,228

Total Interest

$201,580

Total of Payments

$360,808

*Includes financed FHA Upfront MIP of $2,739

Local Market Insights

Deuel County FHA Mortgage Overview

In Deuel County, FHA buyers are leveraging a 14.93% down payment, well above the 3.5% minimum, which lowers the loan-to-value to 85.07%. This accessible entry point, however, triggers mandatory MIP for the loan’s lifetime—a critical factor for those using an FHA loan calculator with PMI and taxes in Deuel County, NE. The 1.33% effective tax rate, combined with a -4.6% inflation-adjusted decline, slightly eases monthly affordability. With 100% primary occupancy, this market suits owner-occupants, especially those with sub-620 credit, seeking stability despite permanent MIP.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.