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Deuel County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Deuel County, Nebraska based on real HMDA transaction records.

Loan Details

Deuel County, NE Benchmarks

FHA averages
Typical Property Value$183,889
Average Down Payment14.9%
Average Interest Rate6.460%
Effective Tax Rate1.33%
Median Tax Paid$1,431/yr
Tax Growth (Historical)-4.6%
Based on 9 regional loans totaling $1,395,000 (HMDA database).
$
%

$27,399 down · $156,490 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$204 / month

$

Annual premium

$

Per month

%

$66 / month

Estimated Monthly Payment

$1,422/mo

  • Principal & Interest$1,002
  • Property Tax$204
  • Home Insurance$150
  • FHA MIP$66
Amortization · Remaining Balance

Financed Loan Amount

$159,228

Total Interest

$201,580

Total of Payments

$360,808

*Includes financed FHA Upfront MIP of $2,739

Local Market Insights

Deuel County FHA Mortgage Overview

In Deuel County, FHA buyers are leveraging a 14.93% down payment, well above the 3.5% minimum, which lowers the loan-to-value to 85.07%. This accessible entry point, however, triggers mandatory MIP for the loan’s lifetime—a critical factor for those using an FHA loan calculator with PMI and taxes in Deuel County, NE. The 1.33% effective tax rate, combined with a -4.6% inflation-adjusted decline, slightly eases monthly affordability. With 100% primary occupancy, this market suits owner-occupants, especially those with sub-620 credit, seeking stability despite permanent MIP.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.