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Dixon County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Dixon County, Nebraska based on real HMDA transaction records.

Loan Details

Dixon County, NE Benchmarks

FHA averages
Typical Property Value$226,818
Average Down Payment16.9%
Average Interest Rate6.040%
Effective Tax Rate1.07%
Median Tax Paid$1,874/yr
Tax Growth (Historical)+6.1%
Based on 11 regional loans totaling $1,985,000 (HMDA database).
$
%

$38,332 down · $188,486 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$202 / month

$

Annual premium

$

Per month

%

$80 / month

Estimated Monthly Payment

$1,587/mo

  • Principal & Interest$1,155
  • Property Tax$202
  • Home Insurance$150
  • FHA MIP$80
Amortization · Remaining Balance

Financed Loan Amount

$191,784

Total Interest

$223,937

Total of Payments

$415,721

*Includes financed FHA Upfront MIP of $3,299

Local Market Insights

Dixon County FHA Mortgage Overview

For Dixon County homebuyers utilizing an FHA loan, the 16.88% average down payment provides accessible entry, but mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life due to the 83.12% loan-to-value ratio. This structure benefits those with sub-620 credit scores. The effective property tax rate of 1.07% on a $226,818 average value, combined with a recent 6.1% inflation-adjusted tax increase, significantly impacts monthly affordability. When evaluating an FHA loan with PMI and taxes in Dixon County, NE, these costs must be factored into your budget. This analysis of Dixon County FHA loan limits and property taxes confirms all purchases are owner-occupied primary residences, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.