Mortgage Data Labs

Programmatic SEO Local County Calculator

Home>Nebraska>Greeley County (FHA)

Greeley County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Greeley County, Nebraska based on real HMDA transaction records.

Loan Details

Greeley County, NE Benchmarks

FHA averages
Typical Property Value$218,333
Average Down Payment11.2%
Average Interest Rate6.038%
Effective Tax Rate1.10%
Median Tax Paid$1,544/yr
Tax Growth (Historical)+9.2%
Based on 3 regional loans totaling $565,000 (HMDA database).
$
%

$24,453 down · $193,880 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$200 / month

$

Annual premium

$

Per month

%

$82 / month

Estimated Monthly Payment

$1,620/mo

  • Principal & Interest$1,188
  • Property Tax$200
  • Home Insurance$150
  • FHA MIP$82
Amortization · Remaining Balance

Financed Loan Amount

$197,273

Total Interest

$230,345

Total of Payments

$427,618

*Includes financed FHA Upfront MIP of $3,393

Local Market Insights

Greeley County FHA Mortgage Overview

In Greeley County, the 11.24% weighted average down payment on an FHA loan provides accessible entry for buyers. This data, reflecting 100% owner-occupied purchases, shows an 88.76% Loan-to-Value (LTV) ratio. Crucially, FHA loans require mandatory Mortgage Insurance Premiums (MIP) for the loan's life, regardless of this down payment. The effective 1.10% property tax rate, adjusted upward by 9.2% for inflation, significantly impacts true monthly affordability. When evaluating an FHA loan with PMI and taxes in Greeley County, NE, or checking Greeley County FHA loan limits and tax impacts, buyers must account for this permanent MIP cost.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.