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Crawford County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crawford County, Ohio based on real HMDA transaction records.

Loan Details
Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Crawford County, OH Benchmarks

FHA averages
Typical Property Value$192,962
Average Down Payment13.4%
Average Interest Rate6.511%
Effective Tax Rate1.11%
$
%

$25,857 down · $167,105 financed

Estimated Monthly Payment

$1,475/mo

  • Principal & Interest$1,076
  • Property Tax$178
  • Home Insurance$150
  • FHA MIP$71
Amortization · Remaining Balance

Financed Loan Amount

$170,029

Total Interest

$217,266

Total of Payments

$387,295

*Includes financed FHA Upfront MIP of $2,924

Local Market Insights

Crawford County FHA Mortgage Overview

For Crawford County homebuyers using an FHA loan, the 13.38% average down payment provides accessible entry, but note that mandatory Mortgage Insurance Premiums (MIP) are required for the life of the loan, regardless of this equity level. The 86.62% loan-to-value ratio and 100% owner-occupancy rate confirm this is a primary residence market. With an effective property tax rate of 1.11% and a recent 4.3% inflation-adjusted increase, monthly affordability is impacted. When evaluating an FHA loan with PMI and taxes in Crawford County, OH, the $192,961 average property value and 6.511% interest rate mean the down payment in Crawford County, Ohio, and ongoing MIP should be factored into your budget. For accurate Crawford County FHA loan limits and tax assessments, consult a local lender.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.