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Tuscarawas County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Tuscarawas County, Ohio based on real HMDA transaction records.

Loan Details

Tuscarawas County, OH Benchmarks

FHA averages
Typical Property Value$217,087
Average Down Payment13.2%
Average Interest Rate6.517%
Effective Tax Rate1.01%
Median Tax Paid$1,962/yr
Tax Growth (Historical)-0.4%
Based on 369 regional loans totaling $68,405,000 (HMDA database).
$
%

$28,655 down · $188,432 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$183 / month

$

Annual premium

$

Per month

%

$80 / month

Estimated Monthly Payment

$1,627/mo

  • Principal & Interest$1,214
  • Property Tax$183
  • Home Insurance$150
  • FHA MIP$80
Amortization · Remaining Balance

Financed Loan Amount

$191,729

Total Interest

$245,448

Total of Payments

$437,177

*Includes financed FHA Upfront MIP of $3,298

Local Market Insights

Tuscarawas County FHA Mortgage Overview

For Tuscarawas County homebuyers using an FHA loan, the 13.21% average down payment and 86.79% LTV ratio offer accessible entry. However, unlike conventional loans, FHA's mandatory Mortgage Insurance Premium (MIP) lasts the loan's life regardless of equity. With a 1.01% effective property tax rate and a -0.4% inflation-adjusted tax decrease, monthly affordability is slightly improved. When evaluating an FHA loan with PMI and taxes in Tuscarawas County, OH, this data confirms FHA remains ideal for buyers with sub-620 credit seeking a primary residence, despite the permanent MIP cost.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.