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San Lorenzo Municipio FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for San Lorenzo Municipio, Puerto Rico based on real HMDA transaction records.

Loan Details

San Lorenzo Municipio, PR Benchmarks

FHA averages
Typical Property Value$176,224
Average Down Payment6.4%
Average Interest Rate6.041%
Effective Tax Rate%
Median Tax PaidN/A
Tax Growth (Historical)%
Based on 49 regional loans totaling $7,035,000 (HMDA database).
$
%

$11,278 down · $164,946 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$162 / month

$

Annual premium

$

Per month

%

$70 / month

Estimated Monthly Payment

$1,392/mo

  • Principal & Interest$1,011
  • Property Tax$162
  • Home Insurance$150
  • FHA MIP$70
Amortization · Remaining Balance

Financed Loan Amount

$167,832

Total Interest

$195,969

Total of Payments

$363,801

*Includes financed FHA Upfront MIP of $2,887

Local Market Insights

San Lorenzo Municipio FHA Mortgage Overview

In San Lorenzo Municipio, the average 6.44% down payment on an FHA loan—paired with a 93.56% loan-to-value ratio—provides accessible entry for buyers, but mandatory Mortgage Insurance Premiums (MIP) apply for the life of the loan, regardless of equity. With all purchases as primary residences, this suits those with sub-620 credit scores seeking lower upfront costs. While the effective property tax rate is not available, any future tax shifts will directly impact true monthly affordability. For precise budgeting, explore FHA loan limits and property tax impacts in San Lorenzo Municipio, PR, as the 6.041% interest rate and MIP structure define long-term costs.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.