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Yabucoa Municipio FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Yabucoa Municipio, Puerto Rico based on real HMDA transaction records.

Loan Details

Yabucoa Municipio, PR Benchmarks

FHA averages
Typical Property Value$134,048
Average Down Payment5.1%
Average Interest Rate5.939%
Effective Tax Rate%
Median Tax PaidN/A
Tax Growth (Historical)%
Based on 42 regional loans totaling $4,590,000 (HMDA database).
$
%

$6,836 down · $127,212 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$123 / month

$

Annual premium

$

Per month

%

$54 / month

Estimated Monthly Payment

$1,098/mo

  • Principal & Interest$771
  • Property Tax$123
  • Home Insurance$150
  • FHA MIP$54
Amortization · Remaining Balance

Financed Loan Amount

$129,438

Total Interest

$148,143

Total of Payments

$277,581

*Includes financed FHA Upfront MIP of $2,226

Local Market Insights

Yabucoa Municipio FHA Mortgage Overview

In Yabucoa Municipio, the average 5.11% down payment on an FHA loan provides accessible entry for primary residence buyers, but the 94.89% Loan-to-Value ratio means mandatory Mortgage Insurance Premiums (MIP) are required for the loan's life—ideal for those with sub-620 credit scores. With an average property value of $134,047.62 and an interest rate of 5.939%, borrowers using an FHA loan with PMI and taxes in Yabucoa Municipio, PR, must account for this permanent cost. The N/A% effective property tax rate and inflation-adjusted change indicate no direct tax burden on monthly affordability, simplifying budget planning for an FHA mortgage with property taxes.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.