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Greenville County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Greenville County, South Carolina based on real HMDA transaction records.

Loan Details

Greenville County, SC Benchmarks

FHA averages
Typical Property Value$314,742
Average Down Payment10.0%
Average Interest Rate5.969%
Effective Tax Rate0.51%
Median Tax Paid$1,512/yr
Tax Growth (Historical)+1.5%
Based on 2,523 regional loans totaling $700,935,000 (HMDA database).
$
%

$31,474 down · $283,268 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$134 / month

$

Annual premium

$

Per month

%

$120 / month

Estimated Monthly Payment

$2,126/mo

  • Principal & Interest$1,722
  • Property Tax$134
  • Home Insurance$150
  • FHA MIP$120
Amortization · Remaining Balance

Financed Loan Amount

$288,225

Total Interest

$331,875

Total of Payments

$620,100

*Includes financed FHA Upfront MIP of $4,957

Local Market Insights

Greenville County FHA Mortgage Overview

For Greenville County homebuyers exploring an FHA loan with a 9.99% down payment, this market offers accessible entry at a $314,742 average property value. The 90.01% LTV ratio confirms most buyers are financing heavily, and since this is an FHA loan, mandatory Mortgage Insurance Premiums (MIP) are required for the entire loan term—ideal for those with sub-620 credit. The effective property tax rate of 0.51% is low, but the 1.5% inflation-adjusted tax increase will modestly raise monthly costs. When analyzing an FHA loan down payment scenario in Greenville County, SC, and evaluating property taxes, this data reflects 100% owner-occupied purchases, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.