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Brown County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Brown County, Texas based on real HMDA transaction records.

Loan Details

Brown County, TX Benchmarks

FHA averages
Typical Property Value$219,688
Average Down Payment5.5%
Average Interest Rate6.415%
Effective Tax Rate1.13%
Median Tax Paid$1,770/yr
Tax Growth (Historical)-0.6%
Based on 96 regional loans totaling $19,890,000 (HMDA database).
$
%

$12,083 down · $207,605 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$207 / month

$

Annual premium

$

Per month

%

$88 / month

Estimated Monthly Payment

$1,769/mo

  • Principal & Interest$1,324
  • Property Tax$207
  • Home Insurance$150
  • FHA MIP$88
Amortization · Remaining Balance

Financed Loan Amount

$211,238

Total Interest

$265,429

Total of Payments

$476,667

*Includes financed FHA Upfront MIP of $3,633

Local Market Insights

Brown County FHA Mortgage Overview

For Brown County homebuyers, the 5.47% average down payment on FHA loans provides accessible entry, but mandatory Mortgage Insurance Premiums (MIP) last for the loan’s life—ideal for those with sub-620 credit. The 94.53% LTV ratio confirms this risk profile, with all purchases being primary residences. Using an FHA loan down payment analysis in Brown County, Texas, note the 1.13% property tax rate and -0.6% inflation-adjusted decrease slightly improve monthly affordability. When evaluating Brown County FHA mortgage options with property taxes, the 6.415% rate and these tax trends affect true costs, especially within Brown County FHA loan limits.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.