Comanche County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Comanche County, Texas based on real HMDA transaction records.

Loan Details

Baseline

Rates

Taxes & Ins.

DTI

US County (Smart Autofill)

Loan Type

Credit Score (FICO)

Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Comanche County, TX Benchmarks

FHA averages

Typical Property Value$219,146

Average Down Payment5.1%

Average Interest Rate6.525%

Effective Tax Rate0.98%

Home Price

Down Payment

$11,176 down · $207,970 financed

Estimated Monthly Payment

$1,759/mo

Principal & Interest$1,342
Property Tax$179
Home Insurance$150
FHA MIP$88

Amortization · Remaining Balance

Financed Loan Amount

$211,609

Total Interest

$271,400

Total of Payments

$483,009

*Includes financed FHA Upfront MIP of $3,639

Local Market Insights

Comanche County FHA Mortgage Overview

Comanche County’s FHA market offers accessible entry with a 5.09% down payment on an average $219K property, ideal for buyers seeking an FHA loan calculator with PMI and taxes in Comanche County, TX. However, the 94.91% LTV triggers mandatory MIP for the loan’s life, a key factor for those using a Comanche County FHA mortgage calculator with property taxes. The 0.98% effective tax rate and recent -2.3% inflation-adjusted tax change slightly reduce monthly burdens. Given 100% primary occupancy, this data reflects owner-occupied affordability, not investor risk. For an FHA loan down payment calculator in Comanche County, Texas, note that MIP persists regardless of equity, while Comanche County FHA loan limits and tax calculator should account for this fixed cost.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.