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Crockett County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crockett County, Texas based on real HMDA transaction records.

Loan Details
Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Crockett County, TX Benchmarks

FHA averages
Typical Property Value$338,333
Average Down Payment3.1%
Average Interest Rate6.562%
Effective Tax Rate1.24%
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FHA loans require a minimum 3.5% down payment.

Estimated Monthly Payment

$2,774/mo

  • Principal & Interest$2,122
  • Property Tax$350
  • Home Insurance$150
  • FHA MIP$153
Amortization · Remaining Balance

Financed Loan Amount

$333,582

Total Interest

$430,210

Total of Payments

$763,792

*Includes financed FHA Upfront MIP of $5,737

Local Market Insights

Crockett County FHA Mortgage Overview

In Crockett County, the typical FHA buyer leverages a 3.06% down payment on a $338,333 property, offering accessible entry. However, with a 96.94% loan-to-value ratio, mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life—ideal for those with sub-620 credit. The 1.24% effective property tax rate, combined with a -13.4% inflation-adjusted tax decline, slightly reduces monthly costs. For an FHA loan with PMI and taxes in Crockett County, TX, this data confirms primary residence purchases dominate, keeping affordability stable despite the 6.562% rate.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.