Haskell County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Haskell County, Texas based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Haskell County, TX Benchmarks

FHA averages

Typical Property Value$257,857

Average Down Payment5.8%

Average Interest Rate6.384%

Effective Tax Rate0.96%

Median Tax Paid$1,140/yr

Tax Growth (Historical)+7.6%

Based on 7 regional loans totaling $1,715,000 (HMDA database).

Home Price

Down Payment

$14,956 down · $242,901 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$206 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$103 / month

Estimated Monthly Payment

$2,002/mo

Principal & Interest$1,543
Property Tax$206
Home Insurance$150
FHA MIP$103

Amortization · Remaining Balance

Financed Loan Amount

$247,152

Total Interest

$308,226

Total of Payments

$555,378

*Includes financed FHA Upfront MIP of $4,251

Local Market Insights

Haskell County FHA Mortgage Overview

In Haskell County, the 5.76% FHA down payment provides accessible entry, but requires mandatory Mortgage Insurance Premiums (MIP) for the life of the loan, making it ideal for buyers with sub-620 credit. With a 94.24% loan-to-value ratio, this data reflects 100% primary occupancy purchases. The effective property tax rate of 0.96% and a recent 7.6% inflation-adjusted tax shift will notably impact monthly affordability. For an FHA loan with PMI and taxes in Haskell County, TX, these factors are critical. Understanding Haskell County FHA loan limits and property taxes is essential for accurate budgeting.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.