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Maverick County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Maverick County, Texas based on real HMDA transaction records.

Loan Details

Maverick County, TX Benchmarks

FHA averages
Typical Property Value$268,231
Average Down Payment3.4%
Average Interest Rate6.358%
Effective Tax Rate1.33%
Median Tax Paid$1,976/yr
Tax Growth (Historical)-9.2%
Based on 195 regional loans totaling $49,935,000 (HMDA database).
$
%

$9,120 down · $259,111 financed

FHA loans require a minimum of 3.5% down payment (or matching dollar amount).

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$297 / month

$

Annual premium

$

Per month

%

$121 / month

Estimated Monthly Payment

$2,210/mo

  • Principal & Interest$1,642
  • Property Tax$297
  • Home Insurance$150
  • FHA MIP$121
Amortization · Remaining Balance

Financed Loan Amount

$263,646

Total Interest

$327,554

Total of Payments

$591,199

*Includes financed FHA Upfront MIP of $4,534

Local Market Insights

Maverick County FHA Mortgage Overview

Maverick County's FHA market offers accessible entry with a 3.44% down payment, ideal for buyers with sub-620 credit scores. However, mandatory Mortgage Insurance Premiums (MIP) remain for the loan's life due to the 96.56% Loan-to-Value ratio. The 1.33% effective tax rate, coupled with a -9.2% inflation-adjusted tax reduction, slightly eases monthly affordability. For precise budgeting with an FHA loan down payment and property taxes in Maverick County, Texas, note that MIP and tax shifts directly impact true monthly costs. This data reflects 100% owner-occupied purchases, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.