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Nolan County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Nolan County, Texas based on real HMDA transaction records.

Loan Details

Nolan County, TX Benchmarks

FHA averages
Typical Property Value$223,750
Average Down Payment4.1%
Average Interest Rate6.679%
Effective Tax Rate1.40%
Median Tax Paid$1,475/yr
Tax Growth (Historical)-3.6%
Based on 24 regional loans totaling $5,090,000 (HMDA database).
$
%

$9,174 down · $214,576 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$261 / month

$

Annual premium

$

Per month

%

$100 / month

Estimated Monthly Payment

$1,917/mo

  • Principal & Interest$1,406
  • Property Tax$261
  • Home Insurance$150
  • FHA MIP$100
Amortization · Remaining Balance

Financed Loan Amount

$218,331

Total Interest

$287,810

Total of Payments

$506,142

*Includes financed FHA Upfront MIP of $3,755

Local Market Insights

Nolan County FHA Mortgage Overview

Nolan County’s FHA market shows strong accessibility with a 4.07% down payment and a 95.93% LTV ratio, ideal for buyers with sub-620 credit scores. However, this low entry point mandates MIP for the loan’s full life. The 1.40% property tax rate, combined with a -3.6% inflation-adjusted tax decrease, provides modest monthly relief. A Nolan County FHA loan with PMI and taxes analysis reveals that while initial costs are low, long-term affordability is shaped by mandatory MIP. All 100% of these are primary residences, not investments. For accurate budgeting, review Nolan County FHA loan limits and property tax implications closely.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.