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Daggett County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Daggett County, Utah based on real HMDA transaction records.

Loan Details
Your credit score determines your risk profile. A higher score lowers your interest rate and conventional PMI costs.

Representative Score: 780 (Excellent (Prime)) · FHA uses credit-agnostic pricing

Daggett County, UT Benchmarks

FHA averages
Typical Property Value$395,000
Average Down Payment27.8%
Average Interest Rate6.562%
Effective Tax Rate0.53%
$
%

$109,810 down · $285,190 financed

Estimated Monthly Payment

$2,291/mo

  • Principal & Interest$1,846
  • Property Tax$174
  • Home Insurance$150
  • FHA MIP$121
Amortization · Remaining Balance

Financed Loan Amount

$290,181

Total Interest

$374,237

Total of Payments

$664,418

*Includes financed FHA Upfront MIP of $4,991

Local Market Insights

Daggett County FHA Mortgage Overview

In Daggett County, FHA buyers are putting down a substantial 27.77%, yet the mandatory Mortgage Insurance Premium (MIP) remains for the loan’s life, a key consideration when using an FHA loan calculator with PMI and taxes. This high down payment, paired with a 72.23% loan-to-value, reduces risk but does not eliminate MIP—making it ideal for those with sub-620 credit. The effective property tax rate is a low 0.53%, though the recent 8.7% inflation-adjusted tax shift will modestly raise monthly costs. All data reflects owner-occupied purchases, not investment properties, ensuring a clear picture of Daggett County FHA loan limits and tax impacts for primary residents.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.