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Clark County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Clark County, Washington based on real HMDA transaction records.

Loan Details

Clark County, WA Benchmarks

FHA averages
Typical Property Value$508,928
Average Down Payment9.2%
Average Interest Rate6.075%
Effective Tax Rate0.77%
Median Tax Paid$4,290/yr
Tax Growth (Historical)+2.0%
Based on 1,501 regional loans totaling $678,825,000 (HMDA database).
$
%

$46,821 down · $462,107 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$327 / month

$

Annual premium

$

Per month

%

$196 / month

Estimated Monthly Payment

$3,516/mo

  • Principal & Interest$2,843
  • Property Tax$327
  • Home Insurance$150
  • FHA MIP$196
Amortization · Remaining Balance

Financed Loan Amount

$470,193

Total Interest

$553,386

Total of Payments

$1,023,580

*Includes financed FHA Upfront MIP of $8,087

Local Market Insights

Clark County FHA Mortgage Overview

For Clark County homebuyers leveraging an FHA loan, the 9.16% down payment on a $508,928 property provides accessible entry, but requires mandatory Mortgage Insurance Premiums (MIP) for the loan’s life. The 90.84% Loan-to-Value (LTV) ratio confirms this is ideal for those with sub-620 credit scores purchasing a primary residence. The effective property tax rate of 0.77% and a 2.0% inflation-adjusted tax increase directly impact monthly affordability. When evaluating an FHA loan with PMI and taxes in Clark County, WA, these tax shifts are critical to your budget. Understanding the FHA loan limits and tax implications in Clark County, Washington, helps you plan for the true cost of homeownership.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.