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Burnett County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Burnett County, Wisconsin based on real HMDA transaction records.

Loan Details

Burnett County, WI Benchmarks

FHA averages
Typical Property Value$285,000
Average Down Payment17.1%
Average Interest Rate6.369%
Effective Tax Rate0.88%
Median Tax Paid$2,140/yr
Tax Growth (Historical)+1.2%
Based on 47 regional loans totaling $10,855,000 (HMDA database).
$
%

$48,735 down · $236,265 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$209 / month

$

Annual premium

$

Per month

%

$100 / month

Estimated Monthly Payment

$1,958/mo

  • Principal & Interest$1,499
  • Property Tax$209
  • Home Insurance$150
  • FHA MIP$100
Amortization · Remaining Balance

Financed Loan Amount

$240,400

Total Interest

$299,239

Total of Payments

$539,638

*Includes financed FHA Upfront MIP of $4,135

Local Market Insights

Burnett County FHA Mortgage Overview

Burnett County homebuyers using an FHA loan put down a weighted average of 17.08%, which lowers their monthly principal but does not eliminate mandatory Mortgage Insurance Premiums (MIP)—this MIP is required for the life of the loan regardless of equity, making it ideal for buyers with a sub-620 credit score. With a median loan-to-value ratio of 82.92% and 100% primary occupancy, this market supports accessible entry. However, the effective property tax rate of 0.88% and a 1.2% inflation-adjusted tax increase will raise true monthly affordability. For precise planning, consider a Burnett County FHA mortgage analysis with property taxes and MIP.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.