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Dunn County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Dunn County, Wisconsin based on real HMDA transaction records.

Loan Details

Dunn County, WI Benchmarks

FHA averages
Typical Property Value$295,625
Average Down Payment16.6%
Average Interest Rate6.305%
Effective Tax Rate1.25%
Median Tax Paid$3,380/yr
Tax Growth (Historical)-1.4%
Based on 64 regional loans totaling $15,170,000 (HMDA database).
$
%

$49,074 down · $246,551 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$308 / month

$

Annual premium

$

Per month

%

$105 / month

Estimated Monthly Payment

$2,115/mo

  • Principal & Interest$1,553
  • Property Tax$308
  • Home Insurance$150
  • FHA MIP$105
Amortization · Remaining Balance

Financed Loan Amount

$250,866

Total Interest

$308,139

Total of Payments

$559,005

*Includes financed FHA Upfront MIP of $4,315

Local Market Insights

Dunn County FHA Mortgage Overview

For Dunn County FHA buyers, the 16.60% weighted average down payment on a $295,625 property offers accessible entry, though mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life regardless of equity—ideal for those with sub-620 credit. The 83.40% LTV ratio confirms this owner-occupied profile. With a 1.25% effective tax rate and a recent -1.4% inflation-adjusted tax decrease, monthly affordability slightly improves. When assessing an FHA loan with PMI and taxes in Dunn County, WI, note that the lower tax burden partially offsets the permanent MIP cost, making these figures crucial for accurate budgeting.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.