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Grant County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Grant County, Wisconsin based on real HMDA transaction records.

Loan Details

Grant County, WI Benchmarks

FHA averages
Typical Property Value$234,130
Average Down Payment10.5%
Average Interest Rate6.713%
Effective Tax Rate1.20%
Median Tax Paid$2,729/yr
Tax Growth (Historical)-1.3%
Based on 69 regional loans totaling $14,115,000 (HMDA database).
$
%

$24,584 down · $209,546 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$234 / month

$

Annual premium

$

Per month

%

$89 / month

Estimated Monthly Payment

$1,850/mo

  • Principal & Interest$1,377
  • Property Tax$234
  • Home Insurance$150
  • FHA MIP$89
Amortization · Remaining Balance

Financed Loan Amount

$213,213

Total Interest

$282,591

Total of Payments

$495,804

*Includes financed FHA Upfront MIP of $3,667

Local Market Insights

Grant County FHA Mortgage Overview

For Grant County homebuyers, an FHA loan with a 10.54% down payment on a $234,130 average property offers accessible entry. While this down payment is lower than conventional requirements, note that FHA's mandatory Mortgage Insurance Premium (MIP) applies for the entire loan term, regardless of your equity. The 89.46% Loan-to-Value ratio confirms this is a standard owner-occupied purchase. The effective property tax rate of 1.20%, recently adjusted down by -1.3% for inflation, provides modest monthly relief. To assess true affordability with PMI and taxes in Grant County, WI, consult a local lender regarding FHA loan limits and tax impacts.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.