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Green Lake County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Green Lake County, Wisconsin based on real HMDA transaction records.

Loan Details

Green Lake County, WI Benchmarks

FHA averages
Typical Property Value$272,797
Average Down Payment16.6%
Average Interest Rate6.423%
Effective Tax Rate1.08%
Median Tax Paid$2,718/yr
Tax Growth (Historical)-2.7%
Based on 59 regional loans totaling $12,725,000 (HMDA database).
$
%

$45,284 down · $227,513 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$246 / month

$

Annual premium

$

Per month

%

$96 / month

Estimated Monthly Payment

$1,943/mo

  • Principal & Interest$1,451
  • Property Tax$246
  • Home Insurance$150
  • FHA MIP$96
Amortization · Remaining Balance

Financed Loan Amount

$231,494

Total Interest

$290,881

Total of Payments

$522,375

*Includes financed FHA Upfront MIP of $3,981

Local Market Insights

Green Lake County FHA Mortgage Overview

Green Lake County FHA buyers are leveraging a 16.63% down payment on an average $272,797 home, providing accessible entry despite mandatory MIP for the loan’s life—ideal for those with sub-620 credit. The 83.37% LTV reflects strong primary occupancy, not investor risk. Effective property taxes at 1.08% create a steady monthly burden, though the recent -2.7% inflation-adjusted tax shift offers slight relief. Analyzing FHA loan limits and property taxes here shows MIP is permanent, unlike conventional PMI cancellation. This market favors buyers prioritizing low upfront costs over long-term MIP expense.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.