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Marinette County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Marinette County, Wisconsin based on real HMDA transaction records.

Loan Details

Marinette County, WI Benchmarks

FHA averages
Typical Property Value$232,586
Average Down Payment15.5%
Average Interest Rate6.296%
Effective Tax Rate1.11%
Median Tax Paid$1,907/yr
Tax Growth (Historical)-5.1%
Based on 116 regional loans totaling $21,620,000 (HMDA database).
$
%

$36,051 down · $196,535 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$215 / month

$

Annual premium

$

Per month

%

$83 / month

Estimated Monthly Payment

$1,686/mo

  • Principal & Interest$1,238
  • Property Tax$215
  • Home Insurance$150
  • FHA MIP$83
Amortization · Remaining Balance

Financed Loan Amount

$199,975

Total Interest

$245,629

Total of Payments

$445,604

*Includes financed FHA Upfront MIP of $3,439

Local Market Insights

Marinette County FHA Mortgage Overview

Marinette County homebuyers using an FHA loan put down a weighted average of 15.53%, significantly above the 3.5% minimum. This higher equity position reduces risk, but the 84.47% loan-to-value ratio means mandatory Mortgage Insurance Premiums (MIP) remain for the loan's life, making this ideal for buyers with sub-620 credit scores. The effective property tax rate of 1.11% is manageable, and the recent -5.1% inflation-adjusted tax change offers slight monthly relief. For accurate affordability estimates of Marinette County FHA loans with PMI and taxes, consider local loan limits and the tax impact on your budget.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.