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Marquette County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Marquette County, Wisconsin based on real HMDA transaction records.

Loan Details

Marquette County, WI Benchmarks

FHA averages
Typical Property Value$243,205
Average Down Payment15.1%
Average Interest Rate6.405%
Effective Tax Rate1.15%
Median Tax Paid$2,659/yr
Tax Growth (Historical)-4.8%
Based on 39 regional loans totaling $7,745,000 (HMDA database).
$
%

$36,724 down · $206,481 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$233 / month

$

Annual premium

$

Per month

%

$88 / month

Estimated Monthly Payment

$1,786/mo

  • Principal & Interest$1,316
  • Property Tax$233
  • Home Insurance$150
  • FHA MIP$88
Amortization · Remaining Balance

Financed Loan Amount

$210,094

Total Interest

$263,496

Total of Payments

$473,591

*Includes financed FHA Upfront MIP of $3,613

Local Market Insights

Marquette County FHA Mortgage Overview

In Marquette County, FHA buyers benefit from accessible entry, as the 15.06% down payment is lower than conventional standards. However, this FHA loan requires mandatory Mortgage Insurance Premiums (MIP) for the loan's life, regardless of equity, making it ideal for those with sub-620 credit scores. The 84.94% loan-to-value ratio confirms this as a primary occupancy market. The 1.15% effective property tax rate, combined with a -4.8% inflation-adjusted tax decrease, slightly reduces monthly burdens. For an FHA loan calculator with PMI and taxes in Marquette County, WI, these factors are critical when estimating true affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.