Price County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Price County, Wisconsin based on real HMDA transaction records.

Loan Details

US County (Smart Autofill)

Loan Type

Price County, WI Benchmarks

FHA averages

Typical Property Value$202,143

Average Down Payment14.2%

Average Interest Rate6.465%

Effective Tax Rate1.17%

Median Tax Paid$2,150/yr

Tax Growth (Historical)-1.2%

Based on 35 regional loans totaling $5,845,000 (HMDA database).

Home Price

Down Payment

$28,704 down · $173,439 financed

Interest Rate

Loan Term

yrs

Extra Monthly Principal

Paid directly to principal

Mortgage Start Date

Payoff estimated June 2056

Local & Recurring Costs

Property Tax Rate

$197 / month

Home Insurance

Annual premium

HOA Dues

Per month

PMI Rate

$74 / month

Estimated Monthly Payment

$1,531/mo

Principal & Interest$1,111
Property Tax$197
Home Insurance$150
FHA MIP$74

Amortization · Remaining Balance

Financed Loan Amount

$176,474

Total Interest

$223,413

Total of Payments

$399,887

*Includes financed FHA Upfront MIP of $3,035

Local Market Insights

Price County FHA Mortgage Overview

For Price County homebuyers, the 14.16% average down payment on an FHA loan provides accessible entry, but note that mandatory Mortgage Insurance Premiums (MIP) apply for the loan’s life regardless of equity, ideal for those with sub-620 credit. The 85.84% loan-to-value ratio confirms this is a primary occupancy market. The effective 1.17% property tax rate, with a recent -1.2% inflation-adjusted decrease, slightly improves monthly affordability. When evaluating an FHA loan with PMI and taxes in Price County, WI, these figures highlight stable, low-risk homeownership costs within local FHA loan limits.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.