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Tucker County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Tucker County, West Virginia based on real HMDA transaction records.

Loan Details

Tucker County, WV Benchmarks

FHA averages
Typical Property Value$205,000
Average Down Payment17.4%
Average Interest Rate5.874%
Effective Tax Rate0.34%
Median Tax Paid$575/yr
Tax Growth (Historical)+9.2%
Based on 14 regional loans totaling $2,190,000 (HMDA database).
$
%

$35,670 down · $169,330 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$58 / month

$

Annual premium

$

Per month

%

$72 / month

Estimated Monthly Payment

$1,299/mo

  • Principal & Interest$1,019
  • Property Tax$58
  • Home Insurance$150
  • FHA MIP$72
Amortization · Remaining Balance

Financed Loan Amount

$172,293

Total Interest

$194,413

Total of Payments

$366,707

*Includes financed FHA Upfront MIP of $2,963

Local Market Insights

Tucker County FHA Mortgage Overview

In Tucker County, the 17.37% average down payment on FHA loans provides accessible entry, but mandatory Mortgage Insurance Premiums (MIP) are required for the loan’s life, even with this equity. The 82.63% loan-to-value ratio confirms this is ideal for buyers with sub-620 credit scores. The effective property tax rate is a low 0.34%, yet a 9.2% inflation-adjusted tax increase will raise monthly costs. For an accurate FHA loan estimate with PMI and taxes in Tucker County, WV, or to explore Tucker County FHA loan limits and property taxes, our interactive tool provides precise figures for this 100% owner-occupied market.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.