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Campbell County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Campbell County, Wyoming based on real HMDA transaction records.

Loan Details

Campbell County, WY Benchmarks

FHA averages
Typical Property Value$321,338
Average Down Payment9.5%
Average Interest Rate6.320%
Effective Tax Rate0.51%
Median Tax Paid$1,599/yr
Tax Growth (Historical)+5.9%
Based on 314 regional loans totaling $89,360,000 (HMDA database).
$
%

$30,527 down · $290,811 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$137 / month

$

Annual premium

$

Per month

%

$123 / month

Estimated Monthly Payment

$2,245/mo

  • Principal & Interest$1,835
  • Property Tax$137
  • Home Insurance$150
  • FHA MIP$123
Amortization · Remaining Balance

Financed Loan Amount

$295,900

Total Interest

$364,844

Total of Payments

$660,744

*Includes financed FHA Upfront MIP of $5,089

Local Market Insights

Campbell County FHA Mortgage Overview

For Campbell County homebuyers using an FHA loan, the 9.47% average down payment provides accessible entry, but the 90.53% loan-to-value ratio means mandatory Mortgage Insurance Premiums (MIP) apply for the loan's life—ideal for those with sub-620 credit. The 0.51% effective property tax rate is low, though a 5.9% inflation-adjusted increase will raise monthly costs. When evaluating an FHA loan calculator with PMI and taxes in Campbell County, WY, or an FHA loan down payment calculator in Campbell County, Wyoming, note that the $321,337 average property value combined with these tax shifts impacts true affordability for primary residences.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.