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Crook County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Crook County, Wyoming based on real HMDA transaction records.

Loan Details

Crook County, WY Benchmarks

FHA averages
Typical Property Value$347,903
Average Down Payment14.5%
Average Interest Rate6.384%
Effective Tax Rate0.44%
Median Tax Paid$1,610/yr
Tax Growth (Historical)+2.6%
Based on 31 regional loans totaling $8,665,000 (HMDA database).
$
%

$50,446 down · $297,457 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$128 / month

$

Annual premium

$

Per month

%

$126 / month

Estimated Monthly Payment

$2,293/mo

  • Principal & Interest$1,889
  • Property Tax$128
  • Home Insurance$150
  • FHA MIP$126
Amortization · Remaining Balance

Financed Loan Amount

$302,663

Total Interest

$377,453

Total of Payments

$680,116

*Includes financed FHA Upfront MIP of $5,205

Local Market Insights

Crook County FHA Mortgage Overview

In Crook County, the 14.47% weighted average down payment on FHA loans provides accessible entry for buyers with sub-620 credit scores, but note that MIP is required for the loan’s life regardless of equity. The 85.53% LTV ratio confirms standard owner-occupied purchases. The 0.44% effective property tax rate is low, though the 2.6% inflation-adjusted tax shift will modestly increase true monthly costs. When assessing an FHA loan down payment strategy in Crook County, Wyoming, factor in both the mandatory MIP and property taxes to gauge your full monthly affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.