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Washakie County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Washakie County, Wyoming based on real HMDA transaction records.

Loan Details

Washakie County, WY Benchmarks

FHA averages
Typical Property Value$284,000
Average Down Payment10.3%
Average Interest Rate6.204%
Effective Tax Rate0.72%
Median Tax Paid$1,392/yr
Tax Growth (Historical)+2.2%
Based on 20 regional loans totaling $4,960,000 (HMDA database).
$
%

$29,252 down · $254,748 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$170 / month

$

Annual premium

$

Per month

%

$108 / month

Estimated Monthly Payment

$2,016/mo

  • Principal & Interest$1,588
  • Property Tax$170
  • Home Insurance$150
  • FHA MIP$108
Amortization · Remaining Balance

Financed Loan Amount

$259,206

Total Interest

$312,314

Total of Payments

$571,520

*Includes financed FHA Upfront MIP of $4,458

Local Market Insights

Washakie County FHA Mortgage Overview

Washakie County homebuyers using an FHA loan benefit from a 10.34% down payment on a $284,000 property, providing accessible entry despite requiring mandatory Mortgage Insurance Premiums (MIP) for the life of the loan due to the 89.66% Loan-to-Value ratio. This structure favors those with sub-620 credit scores. The 0.72% effective property tax rate, adjusted upward by 2.2% for inflation, adds roughly $170 monthly to true affordability. When evaluating an FHA loan down payment with PMI and taxes in Washakie County, WY, this low tax burden keeps total housing costs manageable for primary residence buyers.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.