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Weston County FHA Loan Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Weston County, Wyoming based on real HMDA transaction records.

Loan Details

Weston County, WY Benchmarks

FHA averages
Typical Property Value$293,636
Average Down Payment15.7%
Average Interest Rate6.352%
Effective Tax Rate0.63%
Median Tax Paid$1,510/yr
Tax Growth (Historical)+0.3%
Based on 22 regional loans totaling $5,160,000 (HMDA database).
$
%

$46,101 down · $247,535 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$154 / month

$

Annual premium

$

Per month

%

$105 / month

Estimated Monthly Payment

$1,976/mo

  • Principal & Interest$1,567
  • Property Tax$154
  • Home Insurance$150
  • FHA MIP$105
Amortization · Remaining Balance

Financed Loan Amount

$251,867

Total Interest

$312,327

Total of Payments

$564,194

*Includes financed FHA Upfront MIP of $4,332

Local Market Insights

Weston County FHA Mortgage Overview

For Weston County homebuyers, the 15.68% average down payment on an FHA loan provides accessible entry, but requires mandatory Mortgage Insurance Premiums (MIP) for the loan's life, unlike conventional loans where PMI can be canceled. With an 84.32% median LTV and 100% owner-occupancy, this reflects standard buyers, not investors. The 0.63% effective property tax rate, with a 0.3% inflation-adjusted increase, adds modest monthly cost. For those exploring FHA loan down payment options in Weston County, WY, or assessing FHA mortgage costs with property taxes, the 6.352% interest rate and tax shift impact true affordability.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.